Best Beach Title understands the customer's need for experienced and dedicated professionals in this ever-changing title insurance industry. We have teamed up with only the best real estate attorneys and title insurance underwriters to make sure that your investment is well protected. At Best Beach Title, we strive to open the door to a smooth closing just for you; we never stop working to prepare the stage for a flawless closing. Our commitment is to provide our anxious customers with impeccable service and to make sure that the property is transferred without any outstanding liens, mortgages or encumbrances. Working hard at the pre-closing stage is crucial for a successful closing. Having the right contacts, a group of expert closing agents, legal advice at hand and the right customer service attitude are also key factors that Best Beach Title provides to its customers. We will make sure to provide you with a pleasant experience at the closing table and unparalleled customer service; after all opening the door to your new home should and will be a celebration for us all! Frequently Asked Questions
What is a title?
A title is the foundation of property ownership. It is the owner's right to possess and use the property.
What is title insurance and is it needed?
Title Insurance affords protection from past events which may or may not be a part of the public records, but that can adversely affect a new owner's interest in the property being sold to them.
Title Insurance protects against matters of public record. Some states closely regulate rates. Others permit open competition, often resulting in significant differences between title insurers on rates and coverage. Depending where you live, it pays to investigate your options carefully in order to obtain the most complete coverage.
Why is transferring a title in real estate different from transferring the title to other items?
Because land is permanent and can have many owners over the years, various rights in land may have been acquired by others (such as mineral, air, or utility rights) by the time you come into possession of it, even if the land has never before been built upon. So, in order to transfer a clear title to a piece of land, it is first necessary to determine whether any rights are outstanding.
What is a title search?
A title search is a detailed examination of the historical records concerning a property. These records include deeds, court records, property and name indexes, and many other documents. The purpose of the search is to verify the seller's right to transfer ownership, and to discover any claims, defects and other rights or burdens on the property.
What kind of problems can a title search reveal?
A title search can show a number of title defects and liens, as well as other encumbrances and restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller and restrictions limiting the use of the land.
For additional information, please contact Best Beach Title at 305.866.0777 or write us at title@bestbeach.net |